What is the context of the article?
Our integration with Opayo has historically facilitated Advanced Payment or Authorisations from a payment card, always associated with a set value. This is useful when a specific amount of money needs to be authorised. However, there are situations where merely verifying a card's validity and storing it for future use is more appropriate. For instance, a patient may need to pay a cancellation fee if their employer is funding medical treatment.
To address this we have implemented the Zero Value Authorisation (ZVA) functionality through the Opayo API.
Pre-requisites
- Opayo Account Requirements: Ensure a valid Opayo account is created and linked to the chamber. See our Opayo Integration Guide for more information
- Payment Method Configuration: Configure at least one online payment method in the common catalogues.
- Additional fee: Contact Opayo directly for pricing details.
Please note: This feature is accessible to all Meddbase users who meet the prerequisites listed above. However, using Opayo's Zero Value Authorisation incurs an additional fee from Opayo. For pricing details, please contact Opayo directly.
Using Zero Value Authorisation
- Once Zero Value Authorisation is enabled a new action named "Authorise Card" will appear on the Patient Home Page.
- Initiating Authorisation: Selecting the "Authorise Card" action will open a dialogue box where you can enter the card details to be authorised.
Payment Method Dropdown: Only online payment types will be selectable from this dropdown menu.
Amount Field: Is not present nor required as the authorisation will be for a zero value.
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Completing Authorisation:
- Enter the card details and choose to save them.
- The card will be authorised using Opayo, including any required Strong Customer Authentication (SCA) or additional authentication steps, as dictated by the customer’s Opayo account and the issuing card authority.
- Upon successful authorisation, a success dialogue will be displayed.
Future Payments: The authorised card will be available for selection when processing future payments.
Review date
This article was last updated in October 2024